Customers are now able to add payment method in UX1 for Customers by themselves without the need of placing and paying an order. In UX1 for Customers, they can perform a payment method validation by clicking the Add New Online Payment Method button.
During a payment method validation, the following occurs:
- A customer is redirected to the payment gateway's site where they confirm a charge of a pre-auth amount.
- The customer is redirected back to the control panel, and the charged amount is refunded (or voided, depending on the payment gateway).
- A payment token is created in the Billing system enabling the customer to use this payment method for purchases and recurring payments.
If the provider wants to allow a payment method validation for a payment gateway, they must consider the following conditions:
- A respective payment plugin must support refund (or void) operation.
- A payment plugin type must support a tokenization of payment methods (this requirement is related to the plug-in source code and cannot be viewed in the control panel).
- Two payment methods must be enabled: one of the “External Payment Site” or “Modal Form” type, and another of the “Custom” type.
- These payment methods must be available to a customer through a customer class.
- Pre-authorization amount must be configured.
After all of the above mentions conditions are met, a customer will see Add New Online Payment Method in UX1 for Customers that will allow them to perform the validation of a payment method with the pre-auth amount without placing and paying an order. Once the payment method is validated, a token will be stored in the Billing system, and the customer will be enabled to use this payment method for purchases and recurring payments.
Note: In the Billing, this operation of charging with further refunding or voiding is displayed as a “pre-authorization payment” fraud check.
Pre-auth amount configuration
To configure the Pre-Auth Amount for each payment system – currency pair:
- In PCP, go to System > Settings > Payments Processing, and switch to the Payment Gateways tab. The list of available payment gateways is displayed.
- Click the necessary payment gateway and switch to the Features tab. The displayed table contains the Pre-Auth Amount values for each configured currency.
- Click the necessary currency, and then click Edit. Set the Pre-Auth Amount value. Save the changes.
- Repeat the above steps for all the necessary currencies.
- Repeat the above steps for all the necessary payment systems.