Configuring Which Merchant Account to Use

To configure which merchant account to use (provider's or reseller's), do the following:

1. Go to System > Settings > Payments Processing > Payment Gateways. The list of available processing centers is shown. One processing center can be associated with several payment systems.
2. In the list, click the desired payment gateway name.
3. Switch to the Availability for Reseller tab. The list of payment systems associated with the selected payment gateway is displayed.
4. Click the desired payment system name.
5. Click Edit.

6. The Type of Merchant Account reseller can use group of options allows you to configure whether a reseller has to use his or her own or the provider's merchant account to accumulate funds. The configuration is performed for each association between the processing center and payment system separately.

   The available options are:

   • Own only – the reseller can use only his or her own merchant account to accumulate funds.
   • Own and Provider's – the reseller can select whether to use his or her own merchant account or a provider's one.
   • Provider's only – the reseller can use only the provider's merchant account to accumulate funds. The provider can charge the reseller for his or her account use. The fee can be set in the Fin Charge, % field. Charge in percents taken off the reseller funds entered to the provider account.

The table below describes possible combinations of parameter Reseller Default value and the usage policy of provider's merchant account:

Reseller Default	Reseller is allowed to use provider's merchant account	Description
Yes	Yes	The association is copied to a reseller. The reseller is allowed to use his or her own or provider's account of specified processing center.
Yes	No	The association is copied to a reseller. The reseller can only use his or her own account of specified processing center.
No	Yes	The association is not copied to a reseller, but the reseller can add it. The reseller is allowed to use his or her own or provider's account of specified processing center.
No	No	The association is not copied to a reseller, but the reseller can add it. The reseller can only use his or her own account of specified processing center.